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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As Laguna Beach, Newport Beach, La Jolla and Rancho Santa Fe real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Cosmetic Improvements >Lighting Up the Sale

Lighting is an important factor to take into account when you are selling your home. Natural and artificial lighting can create a mood that buyers notice when they walk into your home, so don't overlook this significant factor which can favorably influence a potential buyer.

Before your house is shown, walk through each room with an eye to creating a pleasant ambiance through lighting. Accentuate the natural light by keeping curtains open and windows sparkling clean. Arrange your furniture to take advantage of the best view. You may want to install indirect lighting to highlight a vaulted ceiling or to draw attention to indoor plants. Dimmer switches can create simple and inexpensive lighting appeal. Place a lamp and table arrangement in a dark alcove or corner to brighten up the area.

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Real Estate Trivia
Q 
What is the fastest-growing state in the U.S.?

A 
Nevada, for the 19th consecutive year, according to 2005 Census Bureau statistics.
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Buyer's Only Coastal Realty, REALTOR®, real estate agent and broker for Laguna Beach, Newport Beach, La Jolla and Rancho Santa Fe, California home listings, property and land for sale - NUMBER1EXPERT

Buyer's Only Coastal Realty
Suzanne Hefni-Pyle

806 Avenida Pico #i-327
San Clemente CA, 92672
Office: 877-902-2893
Fax: 949-492-7137
DRE License #: 01060973
Email: suzannehefnipyle@NUMBER1EXPERT.com

Buyer's Only Coastal Realty is licensed in the State of California.

Where every OC and SD county listing can be found - As a buyers only Real Estate office serving all coastal cities between ORANGE and SAN DIEGO COUNTIES, I show hundreds of properties every year. Work for the buyers side only to assure no conflict of interest for a buyer. As a member of the National Assocation of Exclusive Buyer Agents, Buyer's Only Coastal Realty Office works exclusively for you, the buyer - providing a full, comprehensive and unbiased view of all homes on the Southern California real estate market – without giving preference to properties that serve the seller's interest.We offer 100% buyer representation. Before you let anyone show you property,call us, or you could end up having to work with an agent, you did not choose just because they had shown you a home.We protect buyers privacy when shopping for a home !

REALTOR


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